Tom is single, age 58, and in excellent health

Tom is single, age 58, and in excellent health. He is a self-employed computer consultant regularly hired by Fortune 500 companies. Over the past 25 years, Tom has never netted less than $250,000 a year from his job.

Tom is single, age 58, and in excellent health

CASE STUDY: Tom is single, age 58, and in excellent health. He is a self-employed computer consultant regularly hired by Fortune 500 companies. Over the past 25 years, Tom has never netted less than $250,000 a year from his job. Tom has no life insurance, but he has an excellent catastrophic medical insurance policy. He has never been married and has no children.

Tom owns and lives in a $1.3 million condo (no mortgage). He wants to live in this condo until he dies. He can comfortably save $70,000 a year ($40,000 of this goes into a profit-sharing plan).

Tom loves his job and expects to work another 10–15 years. He reads The Wall Street Journal every day and knows more about investing than the average financial advisor or broker.

Tom’s portfolio is fairly basic: $1.2 million invested in 20 different large cap blue chip stocks
(~$60,000 in each stock), $300,000 in T-bonds (17-year remaining maturity), $200,000 in a 2030 target-date retirement fund, and $100,000 in gold bullion. His only tax-sheltered account is a profit-sharing plan that holds the 20 stocks. He believes his overall risk level should be slightly more aggressive than “average” (or moderate).

Tom was adopt, and his 95-year-old mom owns a $3 million house on the beach in San Francisco.

His mom is in good health, and Tom is her sole heir. She has no debt and no mortgage. Her sole sources of income are Social Security ($2,500 a month) and periodic withdrawals ($2,000 a month) from an $800,000 checking account. She lives a modest lifestyle.

Additionally, Tom wants you to give her a few brief investment suggestions. Tom and his mom are open to any investment suggestions (for each portfolio) except annuities and insurance products.

Tom wants you to publish an investment plan and answer the following questions:

[1] Do his current holdings reflect his risk level?

[2] What changes, if any, would you recommend for his portfolio as well as future investments?

[3] Can anything be done to easily lower his tax liability?

[4] What will his portfolio be worth in 15–20 years?

[5] Finally, what should his mother do with her portfolio?

publish a response you would be proud to send to Tom.

Calculate your paper price
Pages (550 words)
Approximate price: -

Why Choose HelpHub


Quality Researched Papers

We always make sure that writers follow all your instructions precisely. You can choose your academic level: high school, college/university or professional, and we will assign a writer who has a respective degree.


Qualified Writers

We have hired a team of professional writers experienced in academic and business writing. Most of them are native speakers and PhD holders able to take care of any assignment you need help with.


Unlimited Revisions

If you think we missed something, send your order for a free revision. You have 10 days to submit the order for review after you have received the final document. You can do this yourself after logging into your personal account.


On Time Delivery

All papers are always delivered on time. In case we need more time to master your paper, we may contact you regarding the deadline extension. We will always strive to deliver on time.


Original & Confidential

We use several writing tools checks to ensure that all documents you receive are free from plagiarism. Our editors carefully review all quotations in the text.


24/7 Customer Support

Our support agents are available 24 hours a day 7 days a week and committed to providing you with the best customer experience. Get in touch whenever you need any assistance.

Try it now!

Calculate the price of your order

Total price:

How it works?

Follow these simple steps to get your paper done

Help Hub

Place your order

Fill in the order form and provide all details of your assignment.

Help Hub

Proceed with the payment

Choose the payment system that suits you most.

Help Hub

Receive the final file

Once your paper is ready, we will email it to you.

HelpHub Writing Services

No need to work on essay at night. Sleep tight, we will cover your back. We offer all kinds of essay writing services.

HelpHub HelpHub


Essay Writing Service

No matter what kind of academic paper you need and how urgent you need it, you are welcome to choose your academic level and the type of your paper at an affordable price. We take care of all your paper needs and give a 24/7 customer care support system.

HelpHub HelpHub


Admission Essays

An admission essay is an essay or other written statement by a candidate, often a potential student enrolling in a college, university, or graduate school. You can be rest assurred that through our service we will write the best admission essay for you.

HelpHub HelpHub


Editing Support

Our academic writers and editors make the necessary changes to your paper so that it is polished. We also format your document by correctly quoting the sources and creating reference lists in the formats APA, Harvard, MLA, Chicago / Turabian.

HelpHub HelpHub


Revision Support

If you think your paper could be improved, you can request a review. In this case, your paper will be checked by the writer or assigned to an editor. You can use this option as many times as you see fit. This is free because we want you to be completely satisfied.